Life Insurance
The Choice is Yours…..
Term Life Insurance is a straightforward and affordable type of life insurance that provides coverage for a specified period, or “term.” If the insured person passes away during the term, the policy pays out a death benefit to the beneficiaries. It’s a practical choice for those looking for temporary financial protection, such as during the years when your family may rely on your income the most
Whole Life Insurance is a more permanent form of life insurance that provides coverage for your entire lifetime, as long as premiums are paid. It not only offers a death benefit but also includes a cash value component that grows over time. This cash value can be utilized for loans or withdrawals during the policyholder’s lifetime. Whole Life Insurance is a reliable option for long-term financial protection, and its cash value feature adds an element of savings.
Expense Insurance, also known as burial or funeral insurance, is designed to cover the costs associated with a person’s funeral, burial, or other end-of-life expenses. It’s a type of whole life insurance with smaller coverage amounts, typically ranging from $5,000 to $25,000. The goal is to provide financial assistance to your loved ones during a challenging time, ensuring that they can manage the costs without undue financial strain. It’s a practical and compassionate way to plan for these inevitable expenses.
Indexed Universal Life (IUL) Insurance is a flexible and dynamic type of permanent life insurance that combines a death benefit with the potential for cash value growth. What sets it apart is its connection to financial market indexes, allowing policyholders to potentially benefit from market gains while having a downside protection. The cash value can be used for various purposes, such as supplementing retirement income or covering unexpected expenses.
It provides a balance between the security of a guaranteed interest rate and the potential for higher returns based on market performance. Indexed Universal Life offers individuals a way to tailor their insurance coverage to their financial goals.
Contact Us Now
913-837-04343
Paul@TCGSolutions.us
15829 Indian Creek Pkwy, Olathe Ks. 66062
I’m here to ensure your life insurance journey is both seamless and professional, offering personalized guidance to make the process straightforward and tailored to your unique needs. Your peace of mind is my priority! ~ Paul Carrigan
2014
Establish Year
100%
Working for You
25
Years in Olathe
100%
Ready to serve